Life Changes. Be Prepared.
PMB 343 4902 Carlisle Pike
Mechanicsburg, PA 17050

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Been Turned Down?

If you’ve been turned down for health insurance, or been told you’re uninsurable, let us find you the insurance plan that will cover you. Several unique products we have allow us to insure you no matter what you’ve been told before. We can insure nearly everyone who is looking for insurance!

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Key Insurance Terms


  • Premium: A set fee usually charged monthly, that you pay an insurer for a policy.
  • Deductible: The amount of money you will have to pay out of pocket before your insurance begins to reimburse care, although some plans provide some reimbursement before the deductible.
  • Co-Pay or Co-Payment: A set fee—such as $10 or $25—that you pay for medication or care.
  • Co-Insurance: A set percentage of the total cost that you pay for medication or care.
  • Network: A contracted group of doctors, hospitals and care providers who work with your insurance plan at lower rates.
  • Out of pocket maximum: An annual limit on the amount of money you have to pay before your insurance covers all remaining costs. This limit does not include plan premiums.
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We will inform you of all the choices you have. We’ll tell you if you’re eligible for free coverage.

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The customer service just can’t be topped. I receive and answer to my questions the next day no matter what. Other agencies got back to me when it was convenient for them.

- John of Harrisburg, PA
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