

Free Offers
Our business is built on the principle of doing whatever is in the best interest of our client. With that in mind, we want to offer a number of free services to everyone.
Creation of a Living Will
It is important that you have your wishes written and documented should anything happen. Your family shouldn’t be put in the position of making difficult decisions that may not be what you want. We understand this importance and want to provide you with a customized living will.
Free Credit Report
Your credit score can have an impact on nearly every area of your life, so it’s vitally important to understand the condition your credit is in. We offer you the opportunity to request a free credit report with absolutely nothing attached to it. You don’t have to do a single thing; you just receive a copy of your credit report.
Prescription Discount Card
For your convenience we provide a prescription discount program that can save you money every time you get a prescription filled.
Insurance Needs Analysis
Let us evaluate your overall life profile to determine your insurance needs. We will sit down with you to conduct an extensive analysis taking into account your income, expenses, debt, dependent needs, and more. You can rest assured that you have the correct amount and type of coverage bases upon your lifestyle.
Visit the Insurance 101 knowledge base to learn more >
Key Insurance Terms
- Premium: A set fee usually charged monthly, that you pay an insurer for a policy.
- Deductible: The amount of money you will have to pay out of pocket before your insurance begins to reimburse care, although some plans provide some reimbursement before the deductible.
- Co-Pay or Co-Payment: A set fee—such as $10 or $25—that you pay for medication or care.
- Co-Insurance: A set percentage of the total cost that you pay for medication or care.
- Network: A contracted group of doctors, hospitals and care providers who work with your insurance plan at lower rates.
- Out of pocket maximum: An annual limit on the amount of money you have to pay before your insurance covers all remaining costs. This limit does not include plan premiums.
Extra Offers
As a courtesy to you we also offer several free services including:
Living Will Creation
Credit Report

