PMB 343 4902 Carlisle Pike
Mechanicsburg, PA 17050
Mechanicsburg, PA 17050
No-Exam Life Insurance
- No Blood Work
- No Urine Sample
- No Extensive Health Questions
We have plans that will insure your life without ever taking a medical exam. Even better, benefits are 100% tax free and you have a grace period to cancel the policy if you aren’t satisfied. These types of plans generally run a little bit higher in terms of cost, but are still every bit as insured as a policy with an exam. You have the ability to fill out an application and be accepted in minutes with several of our partners as well.
Visit the Insurance 101 knowledge base to learn more >
Key Insurance Terms
- Premium: A set fee usually charged monthly, that you pay an insurer for a policy.
- Deductible: The amount of money you will have to pay out of pocket before your insurance begins to reimburse care, although some plans provide some reimbursement before the deductible.
- Co-Pay or Co-Payment: A set fee—such as $10 or $25—that you pay for medication or care.
- Co-Insurance: A set percentage of the total cost that you pay for medication or care.
- Network: A contracted group of doctors, hospitals and care providers who work with your insurance plan at lower rates.
- Out of pocket maximum: An annual limit on the amount of money you have to pay before your insurance covers all remaining costs. This limit does not include plan premiums.
Schedule a meeting with us to discuss how life insurance can work for you
Riders Available!
We have a number of riders that you can choose from to customize your insurance coverage. Some riders available are:
- Return of Premium
- Child Rider
- Accidental Death
- Waiver of Premium
- Long Term Care
- Spouse Rider