PMB 343 4902 Carlisle Pike
Mechanicsburg, PA 17050
Mechanicsburg, PA 17050
Senior-Care Options
Offering Medicare, Medicaid, Supplemental products, and Long Term Care, we have a full scale of options to take care of your needs. We will discuss the options you have with you in the most understandable way possible. This is filler text for now, senior care options are boundless and plentiful with Demarest & Associates. It is important for you to know what you receive and what’s available for you.
Facts for thought
- 40% of people receiving long-term care are between the ages of 18 and 64.U.S. Department of Health and Human Services
- 7 out of 10 couples reaching age 65 will experience at least one of the partners entering a nursing facility in their lifetime.The New England Journal of Medicine
- About 71.8% of people age 65 and over may use home health care. Health Insurance Association of America
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Key Insurance Terms
- Premium: A set fee usually charged monthly, that you pay an insurer for a policy.
- Deductible: The amount of money you will have to pay out of pocket before your insurance begins to reimburse care, although some plans provide some reimbursement before the deductible.
- Co-Pay or Co-Payment: A set fee—such as $10 or $25—that you pay for medication or care.
- Co-Insurance: A set percentage of the total cost that you pay for medication or care.
- Network: A contracted group of doctors, hospitals and care providers who work with your insurance plan at lower rates.
- Out of pocket maximum: An annual limit on the amount of money you have to pay before your insurance covers all remaining costs. This limit does not include plan premiums.
Extra Offers
As a courtesy to you we also offer several free services including:
Living Will Creation
Credit Report